User and Member Agreement

Expert Subjects LLC and/or its affiliates and members provide website features to you subject to the following User and Member Agreement. If you visit, you accept these conditions. Please read them carefully.


Please read Our Privacy Notice, which also governs your visit to, in order to understand our practices.


When you communicate with us via e-mail, or via other resources on, you consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on our website or on your profile page if you're a member. You agree that all disclosures, agreements, notices, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. Please note, communicating with us via forums, message centers or blogs on does not qualify as effective communications as these types of communications might not be monitored at all times. You must therefore, communicate with us directly using the e-mails provided to you such as:, and


All content included on this site, such as text, presentation slides, video, graphics, logos, button icons, images, audio, digital downloads, data compilations, and software, is the property of Expert Subjects LLC or its content suppliers, referred to here as "Members" and protected by United States and international copyright laws. The collection of all content on this site as well as the representation and design features of the website is the exclusive property of Expert Subjects LLC and protected by U.S. and international copyright laws. All software used on this site is the property of Expert Subjects LLC or its software suppliers and protected by United States and international copyright laws.


Expert Subjects trademark, therefore, the word "Expert Subjects", whether written in capital letters or small letters, is owned and controlled by Expert subjects, LLC.


Any unauthorized use terminates the permission or license granted by Expert Subjects. You are granted a limited license, revocable, and nonexclusive right from Expert subjects to access, make personal use but not to download or modify contents on this site, or any portion of it without Expert subjects consent. If you wish to buy contents or digital products on, you may access and download the provided material to you as long as you have completed the sales transaction and satisfied all requirements with the supplier. This limited license does not allow or permit the resale or commercial use of this site and its contents, downloading or copying of account information for the benefit of other sellers, the use of any product listings, any derivative use of this site or its contents; or any use of data gathering and extraction. It is prohibited to reproduce this site, duplicate, copy, sell, resell, visit or exploit for commercial purpose, frame or use framing techniques to enclose any trademark, logo, any proprietary information, for example text, pictures, images, page layout or forms, use any hidden text without a written consent of Expert Subjects.

Users have permission to create a hyperlink to the home page of as long as the link does not portray Expert Subjects, or its products or services in a misleading, derogatory, or otherwise offensive matter.


You are responsible for maintaining your account, its password confidentiality, and its contents and for restricting access to your computer. You also agree to take full responsibility for all activities that occur under your account. At you may purchase products, digital documents or other contents for children, but you must be 18 or older to do so. If you are under 18, you may use only with the involvement of a parent or legal guardian. Expert Subjects reserves the right to edit, remove or modify any content on its website, or terminate any account, or suspend account activities to any of its members at its sole discretion.


Visitors may post reviews, comments, photos, other communications and other content; and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. Expert Subjects reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.

If you do post content or submit material, and unless we indicate otherwise, you grant Expert Subjects a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant Expert Subjects and sub-licensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify Expert Subjects for all claims resulting from content you supply. Expert Subjects has the right but not the obligation to monitor and edit or remove any activity or content. Expert Subjects takes no responsibility and assumes no liability for any content posted by you or any third party.


Expert Subjects respects the intellectual property of others.

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide the written information specified below. Please note that this procedure is exclusively for notifying Expert Subjects that your copyrighted material has been infringed:

  • An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
  • A description of the copyrighted work that you claim has been infringed upon;
  • A description of where the material that you claim is infringing is located on the site;
  • Your address, telephone number, and e-mail address;
  • A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
  • A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Please send your information via email to


Members/seller have to be as accurate as possible in describing their products. However, Expert Subjects LLC does not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free. If a product offered on is not as described, your sole remedy is to inform us so we can investigate your claim. You may send us an email at


Unless you're buying directly from Expert Subjects, all prices are predetermined by the selling party (members). Expert Subjects has no control over pricing for the contents of its members. Expert Subjects might provide selling tips and strategies to optimize member sales; however, it is the member's responsibility to determine the selling price and/or to adjust pricing accordingly.


All Sales are final and non-refundable. Due to the nature of cyber space, and the electronic transfer of data, once a payment has been received, the purchaser will have access to the paid material and therefore, a refund cannot be issued. Before making a purchase, the purchaser must review the free content where sellers present themselves and offer free tutorials to demonstrate their knowledge, abilities and understanding of the subject; and only if satisfied the purchaser should purchase the paid content.

If one lesson is purchased, therefore one presentation, the purchaser will have unlimited access to the tutorial/presentation as long as it is still available by the seller. If the course is purchased, therefore, multiple lessons purchased at once, the purchaser will have unlimited access to the material as long as it is still available by the seller. Depending on the seller, each lesson or course may come with supporting documents and resources for download. You may download these documents with your purchase. Expert Subjects makes no guarantees that the materials you purchased will always be available to you, therefore, you must make full use of the information presented to you in anticipation that the seller might delete the course or lesson you purchased.


Unless otherwise stated, all fees are quoted in U.S. Dollars. You are responsible for paying all fees and applicable taxes associated with our sites and services in a timely manner with a valid payment method. If your payment method fails or your account is past due, we may suspend your account until payments are made. If we suspend your account, all your available contents will be hidden from the public until a payment is made.


All cancellations must be received within 14 days from the date of your membership purchase. If you cancel your membership, you will be charged a $20 cancellation/administrative fee. Cancellations must be received in writing by e-mail at or by fax: 786.219.3322.

No refunds will be made for requests received after the 14 day period. Refunds will be issued in the same form payment was made. Please allow two weeks for processing.


We are not responsible for examining or evaluating all parties on Expert Subjects such as members and business affiliates and operating stores, provide services, or sell product lines on this site, or links to the sites of affiliated companies and certain other businesses. Therefore, we do not warrant the offerings of, any of these businesses, members or individuals the content of their Web sites and profile pages. These businesses, members, affiliates and individuals are operating independently of Expert Subjects and are fully responsible for their contents. However, if you wish to complain about a merchant on Expert Subjects, please send us an email at describing the situation, listing the merchants name and profile page address. It is important to note that Expert Subjects does not assume any responsibility or liability for the actions, product, and content of all these and any other third parties.


This site and all information, content, materials, products (including software) and services included on or otherwise made available to you through this site are provided by Expert Subjects on an "AS IS" and "as available" basis, unless otherwise specified in writing. Expert Subjects makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, products (including software) or services included on or otherwise made available to you through this site, unless otherwise specified in writing. You expressly agree that your use of this site is at your sole risk.

To the full extent permissible by applicable law, Expert Subjects disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Expert Subjects does not warrant that this site; information, content, materials, products (including software) or services included on or otherwise made available to you through this site; their servers; or e-mail sent from Expert Subjects are free of viruses or other harmful components. Expert Subjects will not be liable for any damages of any kind arising from the use of this site or from any information, content, materials, products (including software) or services included on or otherwise made available to you through this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, unless otherwise specified in writing.

Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.


By visiting, you agree that the laws of the state of Florida, without regard to principles of conflict of laws, will govern these Conditions of User and Member Agreement and any dispute of any sort that might arise between you and Expert Subjects.


Any dispute relating in any way to your visit to or to products or services sold or distributed by Expert Subjects or through in which the aggregate total claim for relief sought on behalf of one or more parties exceeds $1,000 shall be adjudicated in any state or federal court in Dade County, Florida, and you consent to exclusive jurisdiction and venue in such courts.


Expert Subjects reserve the right to make changes to this site, policies, membership fees and this User and Member Agreement at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.


Upon purchasing any of Expert Subjects’ services, and having paid all applicable fees, your order will be fulfilled. You will remain the sole proprietor of all your documents and any related material throughout the process and to its completion. Expert Subjects, LLC will provide its services with complete confidentiality and will not share, use, modify or treat as its own, any of the material submitted.